My team at Monitise Create won the Mastercard Send P2P business through a core insight: most banks don’t have dedicated engineering resources for developing custom applications. We set out to build a modern, consumer-led P2P app that included an SDK so that any bank could offer peer-to-peer payment services right out of the box. Our solution supported iOS and Android, and could be managed by a custom CMS in the background, enabling any bank to set up and deploy P2P transfers using the Mastercard rails.

2015 was a big year for digital wallets. We worked with Kohl’s to show how families could save even more during Back-to-School, articulating various consumer profiles and identifying pivotal shopping behavior along a 30-day user journey. These insights led to volumes of user stories and illuminated how the branded Charge Card could transform the in-store experience for years to come.

In 2015, Katy Perry reigned as the world’s biggest pop star, with millions of albums sold and sold-out shows across the globe. But how do you take fan love to the next level? We dove deep into the world of Katy’s fans, dreaming up a mobile app that kept them connected to her, her music, and her artistry 24/7. The result? A mobile experience that not only brought fans closer but also transformed her concerts into even more interactive, unforgettable experiences.

Philz Coffee, once only known for its caffeine, was starting to become known for its long lines. We often say that a Barista can be someone’s first smile of the day. Naturally, we aspired to minimize frustration and elevate joy as customers waited for their perfect, personalized cup of coffee. Our team channeled the heart and soul of what made Philz different: a vibrant culture that delivers carefully crafted brews. The result? A mobile app experience that made every stop at Philz as memorable as the beverage itself, making transactions faster, personalized, and delightful.